70% Rule Calculator

Hey, real estate hustlers—want to know the secret sauce for nailing property deals without breaking a sweat? It’s called the 70% rule, and it’s your golden ticket to figuring out the max price you should slap on the table for any fixer-upper. Picture this: you take the after-repaired value (ARV)—that’s what the house will be worth once it’s all shiny and new—multiply it by 70%, then subtract the repair costs. Boom! You’ve got a number that leaves you a juicy 30% cushion to cover your profit, holding costs, and those pesky closing fees. It’s quick, it’s dirty, and it works like a charm.
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How to Master the 70% Rule for Smarter Real Estate Investing

Now, listen up—some of the grizzled vets in the game tweak this to 75%. Why? Because when you’re dealing with homes clocking an ARV of $200K or more, that tighter margin can keep your calculations razor-sharp. No guesswork, just cold, hard math. And if you’re wholesaling—flipping that deal to another investor who’s gonna do the heavy lifting—Realwing’s got your back with a slick way to bake your profit margin right into the mix. Let’s dive deeper.

Why the 70% Rule Is Your Real Estate Superpower

This ain’t some fancy algorithm cooked up in a lab—it’s a battle-tested trick that keeps your offers grounded and your profits fat. That 30% buffer? It’s your safety net, making sure you’re not left holding the bag when unexpected costs creep in. Whether you’re a newbie or a seasoned pro, mastering this rule with Realwing means you’re buying smarter, not harder.

When to Switch to 75% for Bigger Deals

Here’s the deal: higher-value properties can throw curveballs. That’s where the 75% tweak shines. On a $300K ARV house, sticking to 70% might leave too much meat on the bone—or not enough. Bump it to 75%, subtract repairs, and you’ve got a lean, mean offer that still keeps your wallet happy. It’s all about precision, and Realwing helps you nail it every time.

Wholesaling? Stack Your Profits Like a Boss

Planning to pass the property to a flipper? You’re not just crunching numbers for them—you’re securing your cut too. Realwing’s got a built-in feature to factor in your wholesaler profit margin, so you’re not just playing middleman; you’re cashing in. It’s like having a cheat code for the real estate game.

So, what’s the move? Start using the 70% rule—or 75% if you’re swinging for the big leagues—and let Realwing turbocharge your investing strategy. Stop overpaying, start stacking profits, and get in the driver’s seat of your next deal. Ready to crush it? Let’s go.

Frequently asked questions

The 70% rule is your fast-track formula for figuring out the max price to offer on a fixer-upper. Multiply the after-repaired value (ARV)—what the property’s worth post-renovation—by 70%, then subtract repair costs. That leaves you a 30% margin for profit, holding costs, and closing fees. It’s simple, battle-tested, and keeps your investments sharp.
This rule’s your profit shield. That 30% cushion ensures you’re not overpaying, so unexpected expenses don’t eat your lunch. Whether you’re flipping or holding, it’s the difference between a cash cow and a money pit. Realwing makes it even easier to crunch those numbers fast.
For higher-value properties—think ARV of $200K or more—switching to 75% can tighten your offer without slashing your gains. It’s a pro move for bigger deals where margins get tricky. Test it out with Realwing’s tools to see what fits your strategy.
Hell yeah! If you’re wholesaling—passing the deal to a flipper—the 70% rule still works like a charm. Realwing lets you factor in your wholesaler profit margin, so you’re not just the middleman; you’re the moneymaker. Stack that cash and keep the hustle rolling.
Realwing’s your wingman in the wild world of property investing. It’s got built-in features to tweak the 70% or 75% rule, add wholesaling profits, and keep your offers on point. No more guesswork—just smarter deals, faster.
Repairs are the X-factor. Overestimate, and you’re leaving money on the table; underestimate, and you’re toast. Subtract accurate repair costs from that 70% ARV figure to lock in your max offer. Realwing helps you nail this step every time.
Absolutely. It’s dead simple and keeps you from overpaying while you learn the ropes. Pair it with Realwing, and you’ve got a cheat sheet to start strong and scale fast. No PhD in real estate required.
Fudging the ARV or repair costs. Garbage in, garbage out. Get solid comps for the ARV and real quotes for repairs—or use Realwing to double-check your math. One sloppy number can tank your deal.
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